Loans
FPB Bank offers various forms of financing to meet the needs of our customers. The Bank is able to accept different types of collateral for loans, such as cash, securities or real estate. The variety of options we offer allow our demanding customers to always find the alternative that best suits their requirements.
FPB Bank is an agent of Ex-Im Bank, which facilitates the access for customers who need to finance the purchase of American products with competitive rates and conditions.
The loan terms range from a few days to years. Overdrafts as well as revolving lines of credit are available, with flexible payment arrangements. At the same time, the Bank is prepared to record loans in different currencies.
The customer can follow all their lending and related transactions through the Internet Banking and consolidated statements.
The following credit facilities are available:
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Back-to-back loans
It is a credit secured by cash collateral in the Bank, intended for those customers who require credit facilities and prefer not to decrease their time deposits within the Bank.
FPB Bank offers attractive interest rates. Terms and conditions can be negotiated at your convenience.
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Securities-based loans
FPB Bank offers securities-based loans that our customers can access by using theirs portfolio investments as collaterals. The Bank can finance a significant percentage of the customer investment portfolio market value.
Certain restrictions may apply as to the instruments that are acceptable according to their quality. The percentage to be financed is defined in terms of the investment assets offered as collateral.
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Real estate secured loans
Product created for the purpose of supporting the realization of customers’ projects and professional or personal aspirations.
We develop a financial plan tailored to your specific need for investment or consumption, with multiple benefits such as:
- Competitive rates
- Financing of up to 80% of the appraisal value of the real estate
- Fast approval and personalized service
- Fee’s below the market average
- Terms up to 30 years
This product applies to current and potential customers of FPB Bank and for different purposes such as:
- Acquisition of primary housing
- Acquisition of a second or vacation home
- Acquisition of a land
- Acquisition of office or commercial premises
- Refinancing
- Personal loans
- Commercial loans
We may accept as collateral real estate in Panama, some regions of Brazil and USA.
Obtain advice from our experts! Real estate secured loan (see attached pdf)
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Ex-Import Bank Loans
It is possible for FPB Bank to make loans secured by Ex-Im Bank aimed at the purchase of services or products manufactured in the United States of America (USA), as long as the transaction involves an export, in form and substance, from the USA towards the country in which we are providing the financing. Certain restrictions may apply.
For more details of the Export Import Bank of the USA: www.exim.gov
